Nigeria PAYE & Income Tax Calculator 2026 — Take-Home Pay ☆ Save

See your real take-home pay after PAYE, the 8% pension and rent relief — on the Nigeria Tax Act 2025 bands.

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Monthly take-home pay
₦319,260
Annual take-home pay ₦3,831,120
Income tax (PAYE) / year ₦584,880
Income tax (PAYE) / month ₦48,740
Pension (8%) / month ₦32,000
NHF / month ₦0
Chargeable income / year ₦4,416,000

Based on the Nigeria Tax Act 2025 PIT bands (0%–25%), with the 8% pension deduction, optional 2.5% NHF and rent relief (20% of rent, capped ₦500,000). Life-assurance and NHIS reliefs are not included. An estimate — confirm with the NRS or a tax practitioner.

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Estimates only and not financial advice. Speak to a registered provider for exact figures.