Standard Chartered Nigeria — review & details

In Bank accounts · By the Rateweb editorial team · How we rate · Details checked 1 Aug 2026

The international bank's Nigerian arm, on the NDIC commercial-bank register. Its site leads with instant account opening on the SC Mobile app across current, savings and domiciliary accounts — a digital-first posture from a global brand, with a branch locator still offered.

Digital-led

Standard Chartered Nigeria

The international bank's Nigerian arm, on the NDIC commercial-bank register. Its site leads with instant account opening on the SC Mobile app across current, savings and domiciliary accounts — a digital-first posture from a global brand, with a branch locator still offered.
★★★★☆
3.9/5 · How we rate
Varies by account — not published on the landing page, confirm before opening
Monthly Fee
CBN-licensed commercial bank (NDIC commercial-bank register)
Licence
NDIC-insured — cover up to N5m per depositor (2024 limit)
Deposit Safety
Customers who want an international banking brand with app-first onboarding
Best For
traditional
Type
Pros
  • Instant account opening on the SC Mobile app, per the bank's site
  • Multiple savings tiers (eSaver, My Dream Account, Instant Savings) plus salary and domiciliary current accounts
  • Backing of an international banking group
Cons
  • Physical footprint is thin next to the big Nigerian retail banks — check branch access if you need counters
  • Per-account fees and rates are not published on the landing page
  • Product range is narrower and more premium-tilted than the mass-market banks on this page
Fees, eligibility & documents
Fees
Monthly maintenanceNot published on the landing page — confirm per account type
Account openingVia SC Mobile app — minimums not published on the landing page
Eligibility
  • Individuals resident in Nigeria
  • Smartphone required for SC Mobile onboarding
Documents needed
  • Valid means of identification and BVN
  • Proof of address (confirm exact list in the SC Mobile app)
Visit Standard Chartered

How Standard Chartered Nigeria compares in bank accounts

Standard Chartered Nigeria scores 3.9/5 in our bank accounts rankings. Our current top pick is Opay (4.3/5). Always compare a few before you decide — see the full bank accounts comparison.

Standard Chartered Nigeria
3.9/5 · this page
 Opay
4.3/5
 Kuda
4.2/5
Monthly Fee Varies by account — not published on the landing page, confirm before opening None None
Licence CBN-licensed commercial bank (NDIC commercial-bank register) CBN national licence (Jan 2026) CBN microfinance bank
Deposit Safety NDIC-insured — cover up to N5m per depositor (2024 limit) NDIC-insured NDIC-insured (to ₦2m, MFB)
Best For Customers who want an international banking brand with app-first onboarding Free transfers + agent cash-out App-first budgeting
Visit Standard Chartered → Visit Opay → Visit Kuda →

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Details last checked: August 2026

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