Consolidated Hallmark Insurance — review & details

In Car insurance · By the Rateweb editorial team · How we rate · Details checked 1 Aug 2026

General insurer on the NAICOM register (RIC 007), now part of Consolidated Hallmark Holdings. Offers motor third-party, third-party fire & theft, comprehensive and an enhanced 'CHI Prime' third-party product, with online purchase through its e-insurance portal.

Strong recent results

Consolidated Hallmark Insurance

★★★★☆

4.1/5 · How we rate

Motor third-party; CHI Prime (enhanced third-party); third-party fire & theft; comprehensive

Cover Types

NAICOM-licensed general insurer (RIC No. 007, verified on the NAICOM register)

Licence

Claim settlement promoted as a core service pillar; dedicated claims portal on the site

Claims

Buyers who want a mid-size underwriter with a full ladder of motor cover levels between bare third-party and comprehensive

Best For

insurer

Type

Pros

Verified on NAICOM's general-insurance register (RIC 007)
Unusually complete product ladder, including third-party fire & theft and an enhanced third-party tier
Online quote-and-buy via its e-insurance platform; group also runs microinsurance and HMO arms

Cons

Smaller balance sheet and brand than the top-tier motor insurers
Recent rebrand and domain move (chiplc.com to ch-insure.com) can confuse policy-document and portal links
Claims procedure details are thin on the public site — get the documentation checklist upfront

Fees, eligibility & documents

Fees

PremiumThird-party at the regulated flat rate; comprehensive priced against vehicle value — quote on the e-insurance portal

Eligibility

Vehicle owner with a valid Nigerian driving licence
Third-party motor insurance is legally compulsory in Nigeria
Declared vehicle value and inspection may be required for comprehensive cover

Documents needed

Valid driver's licence
Vehicle registration papers
Valid means of identification; vehicle valuation/photos for comprehensive

Visit Consolidated Hallmark

How Consolidated Hallmark Insurance compares in car insurance

Consolidated Hallmark Insurance scores 4.1/5 in our car insurance rankings. Our current top pick is Leadway Assurance (4.5/5). Always compare a few before you decide — see the full car insurance comparison.

	Consolidated Hallmark Insurance 4.1/5 · this page	Leadway Assurance 4.5/5	NEM Insurance 4.3/5
Cover Types	Motor third-party; CHI Prime (enhanced third-party); third-party fire & theft; comprehensive	—	—
Licence	NAICOM-licensed general insurer (RIC No. 007, verified on the NAICOM register)	—	—
Claims	Claim settlement promoted as a core service pillar; dedicated claims portal on the site	—	—
Best For	Buyers who want a mid-size underwriter with a full ladder of motor cover levels between bare third-party and comprehensive	Reliable claims	Motor cover
	Visit Consolidated Hallmark →	Get a quote →	Get a quote →

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Details last checked: July 2026

Ratings are Rateweb's editorial opinion. Product details are checked periodically but can change — confirm current terms with the provider before acting. We may earn a commission from some links, at no cost to you.