Prestige Assurance — review & details
General insurer with over 70 years of history in Nigeria, on NAICOM's register (RIC 033 — also displayed in its own site footer), issuing motor third-party certificates and policy documents online in minutes.
70+ years' heritage
Prestige Assurance
★★★★☆
Motor insurance for personal and commercial vehicles; third-party sold directly online, comprehensive by quote
Cover Types
NAICOM general-insurance register, RIC 033 (verified August 2026; also stated in the company's own footer)
Licence
Dedicated claims team with an online make-a-claim portal
Claims
Drivers who want a long-established insurer and instant third-party certificates online
Best For
insurer
Type
Pros
- Verified on NAICOM's register (RIC 033), and one of the few insurers that displays its RIC on its own site
- Over 70 years of operating history in Nigeria (company's stated heritage)
- E-insurance platform issues certificates and policy documents within minutes of payment
Cons
- Online purchase is focused on third-party cover — comprehensive still runs through a quote process
- No published claims-settlement timelines or statistics
- Nationwide office network claimed but branch locations must be confirmed directly
Fees, eligibility & documents
Fees
PremiumQualitative — request a quote. Third-party motor cover is legally compulsory and can be bought directly online; comprehensive is priced against your vehicle's value.
Eligibility
- Private and commercial vehicle owners in Nigeria
- Third-party cover at minimum is required by law
- Comprehensive cover requires the vehicle's declared value
Documents needed
- Vehicle registration details
- Valid driver's licence and means of identification
- Vehicle valuation or declared value for comprehensive cover
How Prestige Assurance compares in car insurance
| Prestige Assurance | Leadway Assurance | NEM Insurance | |
|---|---|---|---|
| Cover Types | Motor insurance for personal and commercial vehicles; third-party sold directly online, comprehensive by quote | — | — |
| Licence | NAICOM general-insurance register, RIC 033 (verified August 2026; also stated in the company's own footer) | — | — |
| Claims | Dedicated claims team with an online make-a-claim portal | — | — |
| Best For | Drivers who want a long-established insurer and instant third-party certificates online | Reliable claims | Motor cover |
| Visit Prestige Assurance → | Get a quote → | Get a quote → |
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