Zenith General Insurance — review & details

In Car insurance · By the Rateweb editorial team · How we rate · Details checked 1 Aug 2026

General insurer on the NAICOM register (RIC 048), part of the wider Zenith financial-services family. A recognised name in corporate and retail non-life cover, though its website publishes little motor product detail, so expect to transact by phone or in person.

Zenith General Insurance

General insurer on the NAICOM register (RIC 048), part of the wider Zenith financial-services family. A recognised name in corporate and retail non-life cover, though its website publishes little motor product detail, so expect to transact by phone or in person.
★★★★☆
3.8/5 · How we rate
Third-party motor; comprehensive motor (standard general-insurance lines)
Cover Types
NAICOM-licensed general insurer (RIC No. 048, verified on the NAICOM register)
Licence
Handled directly with the insurer — request the claims procedure and documentation checklist in writing when buying
Claims
Buyers who value a strong group brand and are comfortable arranging cover through an agent, broker or branch
Best For
insurer
Type
Pros
  • Verified on NAICOM's general-insurance register (RIC 048)
  • Association with the well-capitalised Zenith financial-services brand
  • Full suite of general-insurance lines under one underwriter for bundling motor with home or business cover
Cons
  • Website is largely script-rendered and published almost no product detail during this research — poor for self-service comparison
  • No visible online quote-and-buy journey for motor, unlike digital-first competitors
  • Little public detail on motor claims turnaround — get the claims process in writing before paying
Fees, eligibility & documents
Fees
PremiumThird-party at the regulated flat rate; comprehensive priced against vehicle value — contact the insurer or a broker for a quote
Eligibility
  • Vehicle owner with a valid Nigerian driving licence
  • Third-party motor insurance is legally compulsory in Nigeria
  • Declared vehicle value for comprehensive cover
Documents needed
  • Valid driver's licence
  • Vehicle registration papers
  • Valid means of identification; vehicle valuation for comprehensive
Visit Zenith General Insurance

How Zenith General Insurance compares in car insurance

Zenith General Insurance scores 3.8/5 in our car insurance rankings. Our current top pick is Leadway Assurance (4.5/5). Always compare a few before you decide — see the full car insurance comparison.

Zenith General Insurance
3.8/5 · this page
 Leadway Assurance
4.5/5
 NEM Insurance
4.3/5
Cover Types Third-party motor; comprehensive motor (standard general-insurance lines) — —
Licence NAICOM-licensed general insurer (RIC No. 048, verified on the NAICOM register) — —
Claims Handled directly with the insurer — request the claims procedure and documentation checklist in writing when buying — —
Best For Buyers who value a strong group brand and are comfortable arranging cover through an agent, broker or branch Reliable claims Motor cover
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Details last checked: July 2026

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