Bastion HMO — review & details

In Health insurance (HMOs) · By the Rateweb editorial team · How we rate · Details checked 1 Aug 2026

Victoria Island-based HMO on the NHIA accredited register (HMO ID 97), positioned on affordability with app-based access and telemedicine. Notable for dedicated seniors plans covering ages 55 to 80+, which most Nigerian HMOs do not offer.

Seniors plans

Bastion HMO

Victoria Island-based HMO on the NHIA accredited register (HMO ID 97), positioned on affordability with app-based access and telemedicine. Notable for dedicated seniors plans covering ages 55 to 80+, which most Nigerian HMOs do not offer.
★★★★☆
3.7/5 · How we rate
Individual and family, seniors (55–80+), corporate and SME health plans
Cover Types
NHIA-accredited (listed on the NHIA HMO register, ID 97)
Accreditation
States a network of healthcare facilities across Nigeria — size not quantified; check your hospital before buying
Network
Families needing cover for elderly parents, and small businesses wanting app-first administration
Best For
hmo
Type
Pros
  • Verified on the NHIA accredited-HMO register
  • Dedicated seniors plans up to age 80+ — a genuine gap-filler in the Nigerian retail market
  • Self-service plan purchase and member portal, plus in-app telemedicine and 24/7 support
Cons
  • Higher accreditation ID and newer brand — a shorter public track record than first-generation HMOs
  • Hospital network size is not published, so coverage depth outside Lagos is unverified
  • Little independent reporting on claims and authorisation turnaround — get the pre-authorisation process in writing
Fees, eligibility & documents
Fees
PremiumDepends on plan tier and age band (seniors plans priced separately) — see the online plan-purchase portal
Eligibility
  • Open to individuals, families, SMEs and corporates in Nigeria
  • Seniors plans cover ages 55 to 80+ with age-banded terms
  • Enrolment and payment via the online portal before cover starts
Documents needed
  • Online registration details
  • Valid means of identification
  • Dependants' details and dates of birth (required for age-banded plans)
Visit Bastion HMO

How Bastion HMO compares in health insurance (hmos)

Bastion HMO scores 3.7/5 in our health insurance (hmos) rankings. Our current top pick is Reliance HMO (4.4/5). Always compare a few before you decide — see the full health insurance (hmos) comparison.

Bastion HMO
3.7/5 · this page
 Reliance HMO
4.4/5
 Avon HMO
4.3/5
Cover Types Individual and family, seniors (55–80+), corporate and SME health plans — —
Accreditation NHIA-accredited (listed on the NHIA HMO register, ID 97) — —
Network States a network of healthcare facilities across Nigeria — size not quantified; check your hospital before buying Wide hospital network 2,500+ facilities, all 36 states
Best For Families needing cover for elderly parents, and small businesses wanting app-first administration Value + technology Nationwide access
Visit Bastion HMO → Get a quote → Get a quote →

← Compare all health insurance (hmos)

Details last checked: July 2026

Ratings are Rateweb's editorial opinion. Product details are checked periodically but can change — confirm current terms with the provider before acting. We may earn a commission from some links, at no cost to you.