Metrohealth HMO — review & details
Lagos HMO listed on the NHIA accredited-HMO register (ID 77), notable for age-banded plans for over-60s (Sweet Sixties, Mellow 70s), diaspora plans and telemedicine alongside standard retail and corporate cover.
Strong senior cover
Metrohealth HMO
★★★★☆
Corporate (minimum 20 members), retail/SME (up to 19 persons), Sweet Sixties (ages 60–69), Mellow 70s, diaspora and international plans, telemedicine
Cover Types
Listed on the NHIA accredited-HMO register (ID 77), verified August 2026
Accreditation
Searchable provider list on its website; no network-size figure published
Network
Families arranging cover for parents in their 60s and 70s, and Nigerians abroad paying for relatives' healthcare
Best For
hmo
Type
Pros
- Verified on the NHIA accredited-HMO register (ID 77)
- Rare explicit plans for enrollees in their 60s and 70s, age bands most HMOs decline
- Diaspora plans let Nigerians abroad cover relatives at home, with telemedicine included
Cons
- Corporate plan requires a minimum of 20 members (provider's stated threshold)
- No published claims-processing timelines or network-size figures
- Senior plans are age-capped by band, so cover past the stated ranges needs direct confirmation
Fees, eligibility & documents
Fees
PremiumQualitative — request a quote. Enrolment is by completed form plus annual payment; pricing varies by plan band and is not published online.
Eligibility
- Individuals, couples, families and groups of up to 19 (retail/SME plans)
- Employers with at least 20 staff (corporate plan)
- Ages 60–69 for Sweet Sixties and 70+ for Mellow 70s, per the plan bands
Documents needed
- Completed enrolment form
- Enrollee details for each person covered
- Annual premium payment
How Metrohealth HMO compares in health insurance (hmos)
| Metrohealth HMO | Reliance HMO | Avon HMO | |
|---|---|---|---|
| Cover Types | Corporate (minimum 20 members), retail/SME (up to 19 persons), Sweet Sixties (ages 60–69), Mellow 70s, diaspora and international plans, telemedicine | — | — |
| Accreditation | Listed on the NHIA accredited-HMO register (ID 77), verified August 2026 | — | — |
| Network | Searchable provider list on its website; no network-size figure published | Wide hospital network | 2,500+ facilities, all 36 states |
| Best For | Families arranging cover for parents in their 60s and 70s, and Nigerians abroad paying for relatives' healthcare | Value + technology | Nationwide access |
| Visit Metrohealth HMO → | Get a quote → | Get a quote → |
← Compare all health insurance (hmos)
Ratings are Rateweb's editorial opinion. Product details are checked periodically but can change — confirm current terms with the provider before acting. We may earn a commission from some links, at no cost to you.
