ProHealth HMO — review & details
Abuja-headquartered national HMO on the NHIA accredited register (HMO ID 57), established in 2008 by the Nigeria Social Insurance Trust Fund with private investors. Sells individual, family and business plans, with online purchase via a Flutterwave store.
NSITF-founded
ProHealth HMO
★★★★☆
Individual, family and corporate health plans
Cover Types
NHIA-accredited (listed on the NHIA HMO register, ID 57)
Accreditation
Describes an extensive provider network across the country with a searchable provider directory
Network
Buyers in Abuja and the northern zones who want a nationally accredited HMO with public-sector roots
Best For
hmo
Type
Pros
- Verified on the NHIA accredited-HMO register
- Public-private ownership (founded by NSITF) and zonal offices beyond Lagos, including Abuja, Kaduna, Enugu, Maiduguri and Port Harcourt
- Plans can be bought online through a secured payment store
Cons
- Plan benefit schedules are not detailed on the homepage — you must dig into the plans section or ask before you can compare properly
- Smaller retail brand presence than the large Lagos-based HMOs
- Sector-wide NHIA data shows authorisation delays are the most common HMO complaint in Nigeria — agree the approval turnaround in writing
Fees, eligibility & documents
Fees
PremiumDepends on plan tier — see the Plans & Benefits section or the online store for current pricing
Eligibility
- Open to individuals, families and businesses in Nigeria
- Enrolment and payment before cover starts
- Waiting periods typically apply to some benefits
Documents needed
- Completed enrolment form
- Valid means of identification
- Dependants' details for family plans
How ProHealth HMO compares in health insurance (hmos)
| ProHealth HMO | Reliance HMO | Avon HMO | |
|---|---|---|---|
| Cover Types | Individual, family and corporate health plans | — | — |
| Accreditation | NHIA-accredited (listed on the NHIA HMO register, ID 57) | — | — |
| Network | Describes an extensive provider network across the country with a searchable provider directory | Wide hospital network | 2,500+ facilities, all 36 states |
| Best For | Buyers in Abuja and the northern zones who want a nationally accredited HMO with public-sector roots | Value + technology | Nationwide access |
| Visit ProHealth HMO → | Get a quote → | Get a quote → |
← Compare all health insurance (hmos)
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