Redcare HMO — review & details
Lagos-based HMO on the NHIA accredited register (HMO ID 65), offering corporate and private individual/family plans. States a network of over 600 hospitals across 196 cities covering all Nigerian states.
Wide city coverage
Redcare HMO
★★★★☆
Private (individual/family) and corporate health plans, plus employee well-being services
Cover Types
NHIA-accredited (listed on the NHIA HMO register, ID 65)
Accreditation
Claims 600+ hospitals across 196 cities in all states — verify your hospital is on the plan's list
Network
Individuals and employers who want coverage that reaches beyond Lagos and Abuja
Best For
hmo
Type
Pros
- Verified on the NHIA accredited-HMO register
- Company states network coverage in all Nigerian states, useful for staff or family outside the big cities
- Online registration portal for new private enrollees
Cons
- Plan benefit schedules and prices are not published openly on the site — pricing requires a direct request
- Smaller brand than the top-tier HMOs, with less independent coverage of its claims performance
- As with most Nigerian HMOs, pre-authorisation is required for many procedures — sector complaint data shows approval delays are the most common member complaint, so test their response time before committing
Fees, eligibility & documents
Fees
PremiumDepends on plan tier and cover level — register interest or request a quote
Eligibility
- Open to individuals, families and corporate groups in Nigeria
- Enrolment via the online registration portal or directly with the sales team
- Waiting periods typically apply before some benefits activate
Documents needed
- Completed registration (online form)
- Valid means of identification
- Passport photographs and dependants' details for family cover
How Redcare HMO compares in health insurance (hmos)
| Redcare HMO | Reliance HMO | Avon HMO | |
|---|---|---|---|
| Cover Types | Private (individual/family) and corporate health plans, plus employee well-being services | — | — |
| Accreditation | NHIA-accredited (listed on the NHIA HMO register, ID 65) | — | — |
| Network | Claims 600+ hospitals across 196 cities in all states — verify your hospital is on the plan's list | Wide hospital network | 2,500+ facilities, all 36 states |
| Best For | Individuals and employers who want coverage that reaches beyond Lagos and Abuja | Value + technology | Nationwide access |
| Visit Redcare HMO → | Get a quote → | Get a quote → |
← Compare all health insurance (hmos)
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