Songhai Health Trust — review & details

In Health insurance (HMOs) · By the Rateweb editorial team · How we rate · Details checked 1 Aug 2026

Abuja-based first-generation HMO incorporated in 2001, on the NHIA accredited register (HMO ID 13). Serves public and private sector employers plus individuals and families, with a Gifship programme aimed at informal-sector workers.

Songhai Health Trust

Abuja-based first-generation HMO incorporated in 2001, on the NHIA accredited register (HMO ID 13). Serves public and private sector employers plus individuals and families, with a Gifship programme aimed at informal-sector workers.
★★★★☆
3.8/5 · How we rate
Individual and family plans, corporate cover, and an informal-sector programme (Gifship)
Cover Types
NHIA-accredited (listed on the NHIA HMO register, ID 13)
Accreditation
Partner healthcare providers spread across the country, with a searchable provider directory on its site
Network
Public-sector employees, Abuja-based buyers and informal-sector workers (artisans, traders, farmers, retirees)
Best For
hmo
Type
Pros
  • Verified on the NHIA accredited-HMO register; about 25 years of operating history
  • Rare informal-sector product (Gifship) alongside standard corporate and family plans
  • Strong Abuja/FCT base for buyers outside the Lagos-centric HMO market
Cons
  • Website publishes little detail on plan tiers, benefit limits or pricing — comparison requires direct contact
  • Smaller digital footprint — no self-service purchase flow comparable to the newer digital HMOs
  • Provider network size is not quantified publicly, so confirm your preferred hospitals are covered before enrolling
Fees, eligibility & documents
Fees
PremiumDepends on plan and group size — contact the Abuja head office for a quote
Eligibility
  • Open to individuals, families, employers and informal-sector workers in Nigeria
  • Enrolment and premium payment before cover starts
  • Programme-specific criteria apply for the informal-sector (Gifship) product
Documents needed
  • Completed enrolment form
  • Valid means of identification
  • Passport photographs and dependants' details for family cover
Visit Songhai Health Trust

How Songhai Health Trust compares in health insurance (hmos)

Songhai Health Trust scores 3.8/5 in our health insurance (hmos) rankings. Our current top pick is Reliance HMO (4.4/5). Always compare a few before you decide — see the full health insurance (hmos) comparison.

Songhai Health Trust
3.8/5 · this page
 Reliance HMO
4.4/5
 Avon HMO
4.3/5
Cover Types Individual and family plans, corporate cover, and an informal-sector programme (Gifship) — —
Accreditation NHIA-accredited (listed on the NHIA HMO register, ID 13) — —
Network Partner healthcare providers spread across the country, with a searchable provider directory on its site Wide hospital network 2,500+ facilities, all 36 states
Best For Public-sector employees, Abuja-based buyers and informal-sector workers (artisans, traders, farmers, retirees) Value + technology Nationwide access
Visit Songhai Health Trust → Get a quote → Get a quote →

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Details last checked: July 2026

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