Enterprise Life Assurance Nigeria — review & details

In Life insurance · By the Rateweb editorial team · How we rate · Details checked 1 Aug 2026

The Nigerian arm of Ghana's Enterprise Group Plc, whose roots go back to Ghana's oldest insurer (established 1924). On NAICOM's life register as Enterprise Life Assurance Co. Ltd (RIC 096). A digital-leaning specialist life insurer with savings, education and income-protection plans.

Enterprise Life Assurance Nigeria

The Nigerian arm of Ghana's Enterprise Group Plc, whose roots go back to Ghana's oldest insurer (established 1924). On NAICOM's life register as Enterprise Life Assurance Co. Ltd (RIC 096). A digital-leaning specialist life insurer with savings, education and income-protection plans.
★★★★☆
3.8/5 · How we rate
Digisave (digital savings-plus-cover), Child Educare, Life Time Needs, Income Protection, Family Care
Products
NAICOM life licence — RIC 096
Licence
Member of Enterprise Group Plc, a long-established West African insurance group headquartered in Ghana
Strength
Savers who want a simple digital-first life-and-savings plan
Best For
insurer
Type
Pros
  • Verified on NAICOM's life insurers register (RIC 096)
  • Part of a century-old West African insurance group, bringing regional experience to Nigeria
  • Digisave offers a fully digital sign-up, unusual among Nigerian life insurers
Cons
  • A newer entrant to the Nigerian market with a smaller local footprint than long-established incumbents
  • Narrower product shelf — no annuity range comparable to the biggest life offices
  • Premiums are quote-based; no pricing is published online
Fees, eligibility & documents
Fees
PremiumsQuote-based; flexible contribution levels on savings-linked plans
Eligibility
  • Nigerian residents; age limits vary by product
Documents needed
  • Valid ID
  • Completed proposal form
Visit Enterprise Life

How Enterprise Life Assurance Nigeria compares in life insurance

Enterprise Life Assurance Nigeria scores 3.8/5 in our life insurance rankings. Our current top pick is Leadway Assurance (4.5/5). Always compare a few before you decide — see the full life insurance comparison.

Enterprise Life Assurance Nigeria
3.8/5 · this page
 Leadway Assurance
4.5/5
 AIICO Insurance
4.3/5
Products Digisave (digital savings-plus-cover), Child Educare, Life Time Needs, Income Protection, Family Care Term, whole life, group life Term, whole life, endowment, group
Licence NAICOM life licence — RIC 096 — —
Strength Member of Enterprise Group Plc, a long-established West African insurance group headquartered in Ghana — —
Best For Savers who want a simple digital-first life-and-savings plan Claims certainty Life cover
Visit Enterprise Life → Get a quote → Get a quote →

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Details last checked: August 2026

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