BOSS Money (BOSS Revolution) — review & details
The remittance arm of US-listed IDT Corporation, BOSS Money is a US-to-Nigeria specialist that pays naira directly into accounts at more than two dozen Nigerian banks. It runs frequent zero-fee promotions for new senders, though as always the exchange rate is where the real cost sits.
BOSS Money (BOSS Revolution)
★★★★☆
United States into Nigeria (bank deposit payout)
Corridors
Most online transfers advertised as completed within minutes
Speed
US remittance service from IDT Corporation, a long-established, publicly listed telecoms and fintech group — see bossmoney.com for state licensing disclosures
Licence/ Registration
US-based senders paying into a Nigerian bank account
Best For
Remittance app
Type
Pros
- Naira paid directly into accounts at 26 Nigerian banks, including Access, GTBank, UBA and Zenith
- Frequent $0-fee promotions, including fee-free transfers for new customers
- Backed by IDT Corporation, a remittance operator with decades of US corridor experience
Cons
- US-focused — not the app for senders in the UK or Europe
- Bank deposit is the only advertised delivery method for Nigeria on its site
- Zero-fee offers can be offset by the exchange-rate margin, so the headline saving may be smaller than it looks
Fees, eligibility & documents
Fees
Transfer feeAdvertises $0-fee transactions and new-customer promotions, but a margin can still sit in the exchange rate — judge it by comparing the delivered naira amount, not the fee line
Eligibility
- US resident with a US payment method
- Aged 18 or over
- Recipient needs an account at one of the participating Nigerian banks
Documents needed
- Email address and phone number to register
- US government-issued ID for verification
- Recipient's bank name and account number
How BOSS Money (BOSS Revolution) compares in money transfer & remittance
| BOSS Money (BOSS Revolution) | LemFi | Sendwave | |
|---|---|---|---|
| Corridors | United States into Nigeria (bank deposit payout) | — | — |
| Speed | Most online transfers advertised as completed within minutes | Minutes to same day | Minutes to same day |
| Licence/ Registration | US remittance service from IDT Corporation, a long-established, publicly listed telecoms and fintech group — see bossmoney.com for state licensing disclosures | — | — |
| Best For | US-based senders paying into a Nigerian bank account | Lowest all-in cost | Simple mobile transfers |
| Visit BOSS Money → | Visit LemFi → | Visit Sendwave → |
← Compare all money transfer & remittance
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