Paysend — review & details
A UK-headquartered card-to-account transfer service that delivers naira directly to any Nigerian bank account from the US, UK, Europe and other sending markets, with a small fixed fee shown upfront. Simple and predictable, though payout is bank-account only.
Paysend
★★★★☆
US, UK, Europe, Australia and other markets into Nigeria (dedicated corridor pages per country)
Corridors
Advertised as usually same day; US corridor page states arrival within one business day
Speed
UK-based transfer service; PCI DSS-certified card handling per its site — check paysend.com for the regulatory disclosures of your sending country
Licence/ Registration
Senders who want a small, predictable fixed fee and a simple card-to-bank flow
Best For
Remittance app
Type
Pros
- Delivers to any Nigerian bank account — no restriction to a partner-bank list
- Small fixed fee shown upfront ($1.99 on the US–Nigeria corridor at the time of checking)
- Very broad sending coverage, with dedicated Nigeria corridor pages from dozens of countries
Cons
- Bank account payout only — no cash pickup or mobile wallet delivery in Nigeria
- Same-day is the norm but the stated window is up to one business day, slower than instant rivals
- The applied exchange rate carries a margin, so the low fixed fee is not the whole cost
Fees, eligibility & documents
Fees
Transfer feeSmall fixed fee per transfer, displayed before you confirm ($1.99 quoted on the US–Nigeria page at the time of checking); the exchange rate is the other half of the price — compare the delivered naira amount before sending
Eligibility
- Resident of a supported sending country with a bank card
- Aged 18 or over
- Recipient needs a Nigerian bank account
Documents needed
- Sender's bank card details
- Government-issued ID for verification
- Recipient's bank account details
How Paysend compares in money transfer & remittance
| Paysend | LemFi | Sendwave | |
|---|---|---|---|
| Corridors | US, UK, Europe, Australia and other markets into Nigeria (dedicated corridor pages per country) | — | — |
| Speed | Advertised as usually same day; US corridor page states arrival within one business day | Minutes to same day | Minutes to same day |
| Licence/ Registration | UK-based transfer service; PCI DSS-certified card handling per its site — check paysend.com for the regulatory disclosures of your sending country | — | — |
| Best For | Senders who want a small, predictable fixed fee and a simple card-to-bank flow | Lowest all-in cost | Simple mobile transfers |
| Visit Paysend → | Visit LemFi → | Visit Sendwave → |
← Compare all money transfer & remittance
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