TransferGo — review & details
A Europe-focused transfer service popular with migrant workers, TransferGo sends money to Nigeria from the UK, the eurozone, Poland and other markets, paying out to bank accounts, cards or its multi-currency wallet. Card payouts are advertised as taking minutes, and every cost is shown before you confirm.
Fast card payouts
TransferGo
★★★★☆
UK, Germany and wider Europe (multiple currencies) into Nigeria
Corridors
Card payouts advertised in minutes; bank transfers from minutes to a few hours
Speed
European transfer service; regulatory disclosures per sending market are on transfergo.com — check them before first use
Licence/ Registration
UK and Europe-based senders who want speed and upfront pricing
Best For
Remittance app
Type
Pros
- Three delivery options in Nigeria: bank account, payment card or multi-currency wallet
- Card transfers advertised as arriving in minutes
- Exact cost and exchange rate shown upfront before you confirm the transfer
Cons
- Built around European sending markets — not an option for US-based senders to Nigeria
- Fees are dynamic, varying by pay-in method, payout method and amount, so quotes need checking each time
- The cheapest (free-fee) tiers are typically the slower delivery options
Fees, eligibility & documents
Fees
Transfer feeDynamic fee depending on pay-in method, payout method and amount, shown in full before you confirm; because fee and rate interact, compare the delivered naira amount rather than the fee line alone
Eligibility
- Resident of a supported European sending country (including the UK)
- Aged 18 or over
- Recipient needs a Nigerian bank account, card or TransferGo wallet
Documents needed
- Government-issued photo ID for sender verification
- Recipient's bank account or card details
- Proof of source of funds may be requested for larger amounts
How TransferGo compares in money transfer & remittance
| TransferGo | LemFi | Sendwave | |
|---|---|---|---|
| Corridors | UK, Germany and wider Europe (multiple currencies) into Nigeria | — | — |
| Speed | Card payouts advertised in minutes; bank transfers from minutes to a few hours | Minutes to same day | Minutes to same day |
| Licence/ Registration | European transfer service; regulatory disclosures per sending market are on transfergo.com — check them before first use | — | — |
| Best For | UK and Europe-based senders who want speed and upfront pricing | Lowest all-in cost | Simple mobile transfers |
| Visit TransferGo → | Visit LemFi → | Visit Sendwave → |
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