i-invest — review & details

In Savings & fixed deposits · By the Rateweb editorial team · How we rate · Details checked 1 Aug 2026

A fixed-income-focused platform — Treasury bills, Eurobonds, commercial paper and fixed deposits in one app. Good for the lower-risk end, but still not a bank deposit.

i-invest

A fixed-income-focused platform — Treasury bills, Eurobonds, commercial paper and fixed deposits in one app. Good for the lower-risk end, but still not a bank deposit.
★★★★☆
3.6/5 · How we rate
SEC-regulated platform
Regulation
Not NDIC-insured
Deposit Safety
T-bills ~17%/yr (indicative)
Typical Return
T-bills, Eurobonds, fixed income
Best For
fixed
Access
Pros
  • Direct access to T-bills (FGN-backed) + fixed income
  • Lower-risk end of the spectrum
  • One app for several fixed-income products
Cons
  • Platform itself is not NDIC-insured
  • Fixed terms limit access to your money
  • Yields track CBN rates — they move
Fees, eligibility & documents
Fees
Monthly account feeNone
Product feesMay apply per instrument
AccessFixed terms limit early access
Eligibility
  • 18+ Nigerian resident
  • Active BVN
  • A Nigerian bank account to fund and withdraw
Documents needed
  • BVN
  • Valid ID (NIN, passport or driver's licence)
  • Phone number / selfie for KYC
Visit i-invest

How i-invest compares in savings & fixed deposits

i-invest scores 3.6/5 in our savings & fixed deposits rankings. Our current top pick is Cowrywise (4.3/5). Always compare a few before you decide — see the full savings & fixed deposits comparison.

i-invest
3.6/5 · this page
 Cowrywise
4.3/5
 PiggyVest
4.2/5
Regulation SEC-regulated platform SEC-licensed platform (not a bank) SEC-registered (not a bank)
Deposit Safety Not NDIC-insured Not NDIC-insured Not NDIC-insured
Typical Return T-bills ~17%/yr (indicative) ~7–20%/yr (fund-dependent) ~5–20%/yr savings; up to ~35% invest
Best For T-bills, Eurobonds, fixed income Mutual funds, naira + dollar, Halal Saving discipline + auto-save
Visit i-invest → Visit Cowrywise → Visit PiggyVest →

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Details last checked: August 2026

Ratings are Rateweb's editorial opinion. Product details are checked periodically but can change — confirm current terms with the provider before acting. We may earn a commission from some links, at no cost to you.